NerdWallet: Smart Money App app analytics for July 15

The free NerdWallet app does the work for you, making it easy for you to track, save, and invest your money. TRACK We’ll track your net worth, spending, subscriptions, and credit score — so you can get a clear understanding of your day-to-day finances. SAVE We’ve partnered with Atomic Invest to give you access to their Treasury account, which has a better yield than traditional high yield savings accounts. P.S. — you don’t have to pay state and local taxes on the earned interest, so you can focus on growing your savings. INVEST We’ll also give you access to Atomic Invest’s automated investment account to put your wealth building on autopilot. Get direct indexing with no minimums — allowing you to reap more savings via tax loss harvesting. SHOP We’ll give you access to the Nerds’ objective ratings and reviews — so you can find great financial products. NERDY INSIGHTS We’ll provide you with actionable financial insights about your credit score, cash flow, and net worth — so you can start making smarter money moves now. We also have a premium membership! Why become a NerdWallet+ member for $49/year? • Get exclusive access to reduced investment advisory fees. Pay 0.18% per year on the Atomic Treasury account and the Atomic Automated investing account, compared to 0.25% per year for non-members. Disclosures: NerdWallet privacy policy: https://www.nerdwallet.com/p/privacy-policy NerdWallet terms: https://www.nerdwallet.com/p/terms-of-use NerdWallet+ terms of service: https://www.nerdwallet.com/lp/nerdwallet-plus/terms-of-service NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open an investment advisory account with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest. Brokerage services for Atomic are provided by Atomic Brokerage LLC, a registered broker-dealer and member of FINRA and SIPC and an affiliate of Atomic, which creates a conflict of interest. For more details about Atomic, please go to https://www.atomicvest.com/atomicinvest. For more details about Atomic Brokerage, please go to https://www.atomicvest.com/atomicbrokerage. You can check the background of Atomic Brokerage on FINRA’s BrokerCheck at https://brokercheck.finra.org/. Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.